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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,315 | $96,678+10.0% | $86,640+22.7% | $139,466-23.8% |
| Participation rate | 63.6% | 74.4%-10.8pp | 71.7%-8.1pp | 80.3%-16.7pp |
| Annual return | 12.56% | 106.69%-94.1pp | 592.52%-580.0pp | 373.66%-361.1pp |
| Employer contribution / active EE | $2,542 | $3,265-22.1% | $3,024-15.9% | $4,754-46.5% |
| Participant deferral / active EE | $5,793 | $4,837+19.8% | $4,438+30.5% | $6,712-13.7% |
| Admin fee / account holder | $1,070 | $6,410-83.3% | $5,616-80.9% | $11,409-90.6% |