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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,170 | $109,872-60.7% | $98,483-56.2% | $167,536-74.2% |
| Participation rate | 100.0% | 75.8%+24.2pp | 73.3%+26.7pp | 82.1%+17.9pp |
| Annual return | 10.86% | 1959.31%-1948.4pp | 1494.38%-1483.5pp | 478.82%-468.0pp |
| Employer contribution / active EE | $2,788 | $3,225-13.5% | $2,961-5.8% | $4,839-42.4% |
| Participant deferral / active EE | $6,904 | $4,673+47.7% | $4,276+61.4% | $6,342+8.9% |
| Admin fee / account holder | $1,953 | $6,757-71.1% | $5,953-67.2% | $12,315-84.1% |