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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,910 | $72,071-1.6% | $68,368+3.7% | $137,256-48.3% |
| Participation rate | 87.5% | 76.2%+11.3pp | 73.8%+13.7pp | 80.0%+7.5pp |
| Annual return | 11.12% | 353.14%-342.0pp | 292.57%-281.5pp | 220.34%-209.2pp |
| Employer contribution / active EE | $4,343 | $2,788+55.8% | $2,649+64.0% | $4,156+4.5% |
| Participant deferral / active EE | $8,200 | $4,410+85.9% | $4,123+98.9% | $6,407+28.0% |
| Admin fee / account holder | $2,585 | $5,336-51.6% | $5,150-49.8% | $12,270-78.9% |