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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,611 | $77,920+127.9% | $149,723+18.6% | $75,177+136.3% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 13.26% | 31.72%-18.5pp | 134.50%-121.2pp | 160.75%-147.5pp |
| Employer contribution / active EE | $7,554 | $3,138+140.7% | $4,821+56.7% | $2,671+182.8% |
| Participant deferral / active EE | $6,435 | $3,411+88.6% | $5,682+13.2% | $4,126+55.9% |
| Admin fee / account holder | $436 | $5,951-92.7% | $13,215-96.7% | $5,651-92.3% |