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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,370 | $85,171+61.3% | $172,753-20.5% | $72,976+88.2% |
| Participation rate | 97.4% | 70.1%+27.4pp | 82.6%+14.8pp | 69.5%+27.9pp |
| Annual return | 15.96% | 27.32%-11.4pp | 803.00%-787.0pp | 81.02%-65.1pp |
| Employer contribution / active EE | $5,573 | $3,324+67.7% | $5,144+8.3% | $2,440+128.4% |
| Participant deferral / active EE | $4,971 | $3,260+52.5% | $5,198-4.4% | $3,608+37.8% |
| Admin fee / account holder | $47,961 | $5,880+715.6% | $13,956+243.7% | $5,124+836.0% |