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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,543 | $113,941+106.7% | $94,229+150.0% | $125,389+87.8% |
| Participation rate | 100.0% | 82.9%+17.1pp | 78.8%+21.2pp | 83.2%+16.8pp |
| Annual return | 1.67% | 5.29%-3.6pp | 10.68%-9.0pp | 282.24%-280.6pp |
| Employer contribution / active EE | $3,718 | $4,727-21.3% | $3,587+3.7% | $4,866-23.6% |
| Participant deferral / active EE | $10,250 | $5,179+97.9% | $4,320+137.2% | $5,352+91.5% |
| Admin fee / account holder | $11,429 | $8,392+36.2% | $6,269+82.3% | $9,541+19.8% |