Retirement plan

VALLERA FAMILY & COSMETIC DENTISTRY, P.C. 401(K) PLAN AND TRUST

Name: VALLERA FAMILY & COSMETIC DENTISTRY, P.C. - VALLERA FAMILY & COSMETIC DENTISTRY, P.C. 401(K) PLAN AND TRUST (2024) Form 5500
Creator: VALLERA FAMILY & COSMETIC DENTISTRY, P.C.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, VALLERA FAMILY & COSMETIC DENTISTRY, P.C. 401(K) PLAN AND TRUST, VALLERA FAMILY & COSMETIC DENTISTRY, P.C.

VALLERA FAMILY & COSMETIC DENTISTRY, P.C.EIN 04-2549442Plan #002PY 2024

75 VAN DEENE AVENUE - WEST SPRINGFIELD, MA 01089413-734-0416

Prospect flagsLow returns

How to read this page

Total assets (EOY)

$1.5M

+13.3% from 2023

Total participants

+22.2% from 2023

Average account balance

$132,712

-7.3% from 2023

Annual return

8.13%

-7.33 pp from 2023

Benchmarks

See 109,298 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants<25

Cohort109,298 peers

Snapshot2024

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.69M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$141K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

52.2%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$78K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.76%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$1582

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$1K

$115 / participant

Other / not subdivided$1K100.0%

% of EOY assets

0.079%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$132,712

$183,516-27.7%

$155,534-14.7%

$145,884-9.0%

Participation rate

100.0%

82.7%+17.3pp

78.2%+21.8pp

80.3%+19.7pp

Annual return

8.13%

61.43%-53.3pp

64.92%-56.8pp

551.85%-543.7pp

Employer contribution / active EE

$2,497

$5,315-53.0%

$4,675-46.6%

$4,662-46.4%

Participant deferral / active EE

$4,247

$6,467-34.3%

$5,630-24.6%

$6,690-36.5%

Admin fee / account holder

$104

$19,293-99.5%

$15,900-99.3%

$13,392-99.2%

VALLERA FAMILY & COSMETIC DENTISTRY, P.C. 401(K) PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

VALLERA FAMILY & COSMETIC DENTISTRY, P.C. 401(K) PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion