Retirement plan

VALLERA FAMILY AND COSMETIC DENTISTRY, P.C. 401(K) PLAN AND TRUST

Name: VALLERA FAMILY AND COSMETIC DENTISTRY, P.C. - VALLERA FAMILY AND COSMETIC DENTISTRY, P.C. 401(K) PLAN AND TRUST (2019) Form 5500
Creator: VALLERA FAMILY AND COSMETIC DENTISTRY, P.C.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, VALLERA FAMILY AND COSMETIC DENTISTRY, P.C. 401(K) PLAN AND TRUST, VALLERA FAMILY AND COSMETIC DENTISTRY, P.C.

VALLERA FAMILY AND COSMETIC DENTISTRY, P.C.EIN 04-2549442Plan #002PY 2019

75 VAN DEENE AVENUE - WEST SPRINGFIELD, MA 01089413-734-0416

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$1.2M

-30.6% from 2018

Total participants

+40.0% from 2018

Average account balance

$165,292

-50.4% from 2018

Annual return

16.41%

+21.81 pp from 2018

Benchmarks

See 104,301 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants<25

Cohort104,301 peers

Snapshot2019

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.69M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$141K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

52.2%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$78K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.76%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$1582

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2J

Plan features

2E
Profit-sharing
Profit-sharing plan.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$826K

$275199 / participant

Other / not subdivided$826K100.0%

% of EOY assets

71.354%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$165,292

$202,342-18.3%

$172,753-4.3%

$152,909+8.1%

Participation rate

100.0%

87.1%+12.9pp

82.6%+17.4pp

82.5%+17.5pp

Annual return

16.41%

1029.88%-1013.5pp

803.00%-786.6pp

345.46%-329.1pp

Employer contribution / active EE

$3,595

$5,857-38.6%

$5,144-30.1%

$4,764-24.5%

Participant deferral / active EE

$10,742

$5,948+80.6%

$5,198+106.7%

$5,851+83.6%

Admin fee / account holder

$117,942

$17,112+589.3%

$13,956+745.1%

$11,601+916.7%

VALLERA FAMILY AND COSMETIC DENTISTRY, P.C. 401(K) PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

VALLERA FAMILY AND COSMETIC DENTISTRY, P.C. 401(K) PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion