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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $277,349 | $95,415+190.7% | $185,851+49.2% | $85,851+223.1% |
| Participation rate | 100.0% | 68.8%+31.2pp | 81.7%+18.3pp | 69.3%+30.7pp |
| Annual return | 9.16% | 23.59%-14.4pp | 122.11%-113.0pp | 318.63%-309.5pp |
| Employer contribution / active EE | $5,926 | $3,314+78.8% | $5,168+14.7% | $2,565+131.0% |
| Participant deferral / active EE | $7,440 | $3,424+117.3% | $5,569+33.6% | $3,952+88.2% |
| Admin fee / account holder | $158,579 | $7,215+2098.0% | $16,245+876.2% | $6,261+2432.8% |