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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $338,603 | $91,198+271.3% | $178,503+89.7% | $79,856+324.0% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 20.64% | 24.20%-3.6pp | 151.12%-130.5pp | 31.71%-11.1pp |
| Employer contribution / active EE | $5,333 | $3,257+63.8% | $5,011+6.4% | $2,471+115.8% |
| Participant deferral / active EE | $5,883 | $3,237+81.8% | $5,202+13.1% | $3,741+57.3% |
| Admin fee / account holder | $2,008 | $6,748-70.2% | $13,987-85.6% | $5,306-62.2% |