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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,629 | $65,364+135.0% | $92,909+65.4% | $72,975+110.5% |
| Participation rate | 100.0% | 68.3%+31.7pp | 76.0%+24.0pp | 69.5%+30.5pp |
| Annual return | 7.48% | 42.11%-34.6pp | 109.44%-102.0pp | 81.01%-73.5pp |
| Employer contribution / active EE | $8,401 | $2,594+223.8% | $3,653+130.0% | $2,440+244.3% |
| Participant deferral / active EE | $10,172 | $3,128+225.2% | $4,238+140.0% | $3,608+182.0% |
| Admin fee / account holder | $1,163 | $4,251-72.6% | $5,795-79.9% | $5,124-77.3% |