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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,074 | $106,008+34.0% | $92,240+54.0% | $147,586-3.7% |
| Participation rate | 95.7% | 80.4%+15.2pp | 76.5%+19.2pp | 82.8%+12.8pp |
| Annual return | 15.19% | 50.05%-34.9pp | 176.29%-161.1pp | 578.59%-563.4pp |
| Employer contribution / active EE | $8,348 | $4,333+92.6% | $3,680+126.9% | $4,876+71.2% |
| Participant deferral / active EE | $7,339 | $4,478+63.9% | $3,897+88.3% | $5,439+34.9% |
| Admin fee / account holder | $1,120 | $6,333-82.3% | $5,194-78.4% | $10,886-89.7% |