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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $334,373 | $81,358+311.0% | $155,556+115.0% | $80,959+313.0% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 10.28% | 33.39%-23.1pp | 64.84%-54.6pp | 35.67%-25.4pp |
| Employer contribution / active EE | $6,917 | $3,106+122.7% | $4,675+48.0% | $2,757+150.9% |
| Participant deferral / active EE | $4,426 | $3,455+28.1% | $5,631-21.4% | $4,300+2.9% |
| Admin fee / account holder | $7,825 | $7,994-2.1% | $15,885-50.7% | $6,925+13.0% |