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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,286 | $27,632+107.3% | $61,399-6.7% | $68,495-16.4% |
| Participation rate | 54.2% | 39.5%+14.7pp | 52.6%+1.7pp | 67.9%-13.7pp |
| Annual return | -10.41% | -13.24%+2.8pp | 338.81%-349.2pp | -7.84%-2.6pp |
| Employer contribution / active EE | $111 | $696-84.0% | $1,159-90.4% | $2,596-95.7% |
| Participant deferral / active EE | $2,331 | $1,264+84.5% | $2,124+9.7% | $4,028-42.1% |
| Admin fee / account holder | $1,537 | $2,010-23.5% | $2,131-27.9% | $5,403-71.6% |