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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,224 | $60,349+14.7% | $74,184-6.7% | $62,881+10.1% |
| Participation rate | 96.4% | 72.7%+23.7pp | 76.6%+19.8pp | 69.3%+27.1pp |
| Annual return | 1.27% | 21.38%-20.1pp | 17.74%-16.5pp | 20.14%-18.9pp |
| Employer contribution / active EE | $537 | $1,680-68.0% | $2,370-77.3% | $2,281-76.4% |
| Participant deferral / active EE | $3,153 | $2,856+10.4% | $3,550-11.2% | $3,203-1.6% |
| Admin fee / account holder | $4,056 | $4,261-4.8% | $5,586-27.4% | $4,296-5.6% |