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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,355 | $64,311-76.1% | $57,356-73.2% | $125,389-87.8% |
| Participation rate | 60.0% | 78.6%-18.6pp | 75.1%-15.1pp | 83.2%-23.2pp |
| Annual return | -1.73% | 25.14%-26.9pp | 24.41%-26.1pp | 282.24%-284.0pp |
| Employer contribution / active EE | $0 | $3,193-100.0% | $2,689-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $2,855 | $3,846-25.8% | $3,162-9.7% | $5,352-46.6% |
| Admin fee / account holder | $560 | $5,243-89.3% | $3,357-83.3% | $9,541-94.1% |