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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,812 | $78,707+87.8% | $117,861+25.4% | $70,126+110.8% |
| Participation rate | 80.8% | 73.2%+7.6pp | 79.7%+1.1pp | 69.5%+11.2pp |
| Annual return | 8.86% | 23.30%-14.4pp | 335.11%-326.2pp | 73.15%-64.3pp |
| Employer contribution / active EE | $2,091 | $2,223-6.0% | $3,786-44.8% | $2,343-10.8% |
| Participant deferral / active EE | $2,563 | $3,297-22.3% | $4,482-42.8% | $3,332-23.1% |
| Admin fee / account holder | $5,669 | $5,066+11.9% | $8,021-29.3% | $4,645+22.0% |