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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,478 | $69,977+102.2% | $108,582+30.3% | $62,881+125.0% |
| Participation rate | 88.5% | 72.9%+15.6pp | 79.6%+8.9pp | 69.3%+19.2pp |
| Annual return | 0.67% | 10.73%-10.1pp | -51.70%+52.4pp | 20.14%-19.5pp |
| Employer contribution / active EE | $3,846 | $2,135+80.2% | $3,758+2.3% | $2,281+68.6% |
| Participant deferral / active EE | $2,109 | $3,165-33.4% | $4,311-51.1% | $3,203-34.2% |
| Admin fee / account holder | $1,070 | $5,076-78.9% | $7,645-86.0% | $4,296-75.1% |