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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,119 | $77,817+113.5% | $123,553+34.5% | $64,173+158.9% |
| Participation rate | 83.9% | 74.7%+9.2pp | 82.3%+1.6pp | 69.6%+14.4pp |
| Annual return | -4.65% | 12.49%-17.1pp | 119.21%-123.9pp | 7.63%-12.3pp |
| Employer contribution / active EE | $0 | $3,014-100.0% | $4,628-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $8,266 | $5,240+57.7% | $6,426+28.6% | $3,470+138.2% |
| Admin fee / account holder | $19,002 | $5,519+244.3% | $9,284+104.7% | $4,887+288.8% |