Retirement plan

SIXTEEN ACRES GARDEN CENTER, INC. 401(K) PLAN AND TRUST

Name: SIXTEEN ACRES GARDEN CENTER, INC. - SIXTEEN ACRES GARDEN CENTER, INC. 401(K) PLAN AND TRUST (2019) Form 5500
Creator: SIXTEEN ACRES GARDEN CENTER, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, SIXTEEN ACRES GARDEN CENTER, INC. 401(K) PLAN AND TRUST, SIXTEEN ACRES GARDEN CENTER, INC.

SIXTEEN ACRES GARDEN CENTER, INC.EIN 04-2494930Plan #001PY 2019

1359 WILBRAHAM ROAD - SPRINGFIELD, MA 01119413-783-588316acresgardencenter.comLinkedIn1-10 employeeshospital & health care

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$2.7M

+31.7% from 2018

Total participants

-3.1% from 2018

Average account balance

$87,006

+36.0% from 2018

Annual return

29.93%

+32.75 pp from 2018

Benchmarks

See 1,927 peers

Peer group

Industry11 - Agriculture, Forestry, Fishing and Hunting

Plan typeDefined contribution

Participants25-99

Cohort1,927 peers

Snapshot2019

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.35M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$61K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

137.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$83K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+9.53%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$6677

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2J

Plan features

2E
Profit-sharing
Profit-sharing plan.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$14K

$557 / participant

Other / not subdivided$14K100.0%

% of EOY assets

0.516%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$87,006

$58,851+47.8%

$115,170-24.5%

$72,975+19.2%

Participation rate

100.0%

65.5%+34.5pp

75.9%+24.1pp

69.5%+30.5pp

Annual return

29.93%

23.16%+6.8pp

35.60%-5.7pp

81.01%-51.1pp

Employer contribution / active EE

$1,001

$1,798-44.3%

$3,179-68.5%

$2,440-59.0%

Participant deferral / active EE

$1,032

$2,643-60.9%

$4,169-75.2%

$3,608-71.4%

Admin fee / account holder

$449

$6,370-92.9%

$7,089-93.7%

$5,124-91.2%

SIXTEEN ACRES GARDEN CENTER, INC. 401(K) PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

SIXTEEN ACRES GARDEN CENTER, INC. 401(K) PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion