Retirement plan

SIXTEEN ACRES GARDEN CENTER, INC. 401(K) PLAN AND TRUST

Name: SIXTEEN ACRES GARDEN CENTER, INC. - SIXTEEN ACRES GARDEN CENTER, INC. 401(K) PLAN AND TRUST (2017) Form 5500
Creator: SIXTEEN ACRES GARDEN CENTER, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, SIXTEEN ACRES GARDEN CENTER, INC. 401(K) PLAN AND TRUST, SIXTEEN ACRES GARDEN CENTER, INC.

SIXTEEN ACRES GARDEN CENTER, INC.EIN 04-2494930Plan #001PY 2017

1359 WILBRAHAM ROAD - SPRINGFIELD, MA 01119413-783-588316acresgardencenter.comLinkedIn1-10 employeeshospital & health care

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$2.1M

+4.5% from 2016

Total participants

+25.0% from 2016

Average account balance

$68,355

-16.4% from 2016

Annual return

13.38%

+6.47 pp from 2016

Benchmarks

See 1,712 peers

Peer group

Industry11 - Agriculture, Forestry, Fishing and Hunting

Plan typeDefined contribution

Participants25-99

Cohort1,712 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.35M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$61K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

137.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$83K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+9.53%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$6677

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2J

Plan features

2E
Profit-sharing
Profit-sharing plan.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$229K

$8465 / participant

Other / not subdivided$229K100.0%

% of EOY assets

11.146%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$68,355

$57,828+18.2%

$117,039-41.6%

$70,126-2.5%

Participation rate

100.0%

67.1%+32.9pp

77.2%+22.8pp

69.5%+30.5pp

Annual return

13.38%

17.55%-4.2pp

18.95%-5.6pp

73.15%-59.8pp

Employer contribution / active EE

$898

$1,816-50.6%

$3,785-76.3%

$2,343-61.7%

Participant deferral / active EE

$1,144

$2,438-53.1%

$3,929-70.9%

$3,332-65.7%

Admin fee / account holder

$7,619

$3,548+114.7%

$5,974+27.5%

$4,645+64.0%

SIXTEEN ACRES GARDEN CENTER, INC. 401(K) PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

SIXTEEN ACRES GARDEN CENTER, INC. 401(K) PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion