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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,194 | $54,541-74.0% | $78,778-82.0% | $70,126-79.8% |
| Participation rate | 98.3% | 60.8%+37.5pp | 69.2%+29.1pp | 69.5%+28.7pp |
| Annual return | 16.08% | 21.07%-5.0pp | 35.62%-19.5pp | 73.15%-57.1pp |
| Employer contribution / active EE | $862 | $1,089-20.8% | $1,986-56.6% | $2,343-63.2% |
| Participant deferral / active EE | $2,317 | $2,210+4.8% | $2,958-21.7% | $3,332-30.5% |
| Admin fee / account holder | $682 | $3,709-81.6% | $5,134-86.7% | $4,645-85.3% |