Retirement plan

NATIONAL CONSUMER LAW CENTER, INC. DISCRETIONARY DEFINED CONTRIBUTION RETIREMENT PLAN

Name: NATIONAL CONSUMER LAW CENTER, INC. - NATIONAL CONSUMER LAW CENTER, INC. DISCRETIONARY DEFINED CONTRIBUTION RETIREMENT PLAN (2015) Form 5500
Creator: NATIONAL CONSUMER LAW CENTER, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, NATIONAL CONSUMER LAW CENTER, INC. DISCRETIONARY DEFINED CONTRIBUTION RETIREMENT PLAN, NATIONAL CONSUMER LAW CENTER, INC.

NATIONAL CONSUMER LAW CENTER, INC.dba NTER, INC.EIN 04-2488502Plan #001PY 2015

7 WINTHROP SQUARE 4TH FLOOR - BOSTON, MA 021101245617-542-8010nclc.orgLinkedIn51-200 employeespublic policy

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$8.4M

No prior year

Total participants

No prior year

Average account balance

$135,984

No prior year

Annual return

0.89%

No prior year

Benchmarks

See 22,773 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants25-99

Cohort22,773 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$21.68M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$210K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

103

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

149.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.31M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$19K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.13%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$37493

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2L

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$26K

$573 / participant

Other / not subdivided$26K100.0%

% of EOY assets

0.306%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$135,984

$72,177+88.4%

$115,037+18.2%

$59,632+128.0%

Participation rate

84.4%

72.6%+11.9pp

81.4%+3.1pp

68.7%+15.8pp

Annual return

0.89%

12.02%-11.1pp

26.14%-25.3pp

2041.32%-2040.4pp

Employer contribution / active EE

$3,372

$2,841+18.7%

$4,608-26.8%

$2,203+53.1%

Participant deferral / active EE

$8,748

$4,783+82.9%

$6,026+45.2%

$3,192+174.1%

Admin fee / account holder

$416

$4,927-91.6%

$8,175-94.9%

$4,297-90.3%

NATIONAL CONSUMER LAW CENTER, INC. DISCRETIONARY DEFINED CONTRIBUTION RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

NATIONAL CONSUMER LAW CENTER, INC. DISCRETIONARY DEFINED CONTRIBUTION RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion