Retirement plan

INCOM, INC. PROFIT SHARING & RETIREMENT SAVINGS PLAN

Name: INCOM, INC. - INCOM, INC. PROFIT SHARING & RETIREMENT SAVINGS PLAN (2025) Form 5500
Creator: INCOM, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, INCOM, INC. PROFIT SHARING & RETIREMENT SAVINGS PLAN, INCOM, INC.

INCOM, INC.EIN 04-2483274Plan #001PY 2025

294 SOUTHBRIDGE ROAD - CHARLTON, MA 01507508-765-9151incomusa.comLinkedIn51-200 employeesglass, ceramics & concrete

Prospect flagsFailed to transmit contributions

Top hat statement on fileNQDC

Filed November 21, 2025 (most recent of 2 filings on file)

Plan administrator

Plan administrator name— Sign in and upgrade to view

294 Southbridge Rd

Charlton, MA 01507

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Plans declared (1)

The Incom, Inc. Retention Bonus Plan15 emp

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Total assets (EOY)

$20.7M

+11.2% from 2024

Total participants

205

-0.5% from 2024

Average account balance

$105,410

+10.6% from 2024

Annual return

12.36%

-0.01 pp from 2024

Benchmarks

See 279 peers

Peer group

Industry32 - Manufacturing

Plan typeDefined contribution

Participants100-249

Cohort279 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$20.66M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$105K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

196

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

94.2%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.32M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$8K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.36%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$96

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 5 by compensation

Provider	Service type	Compensation
LPL FINANCIAL11+ years Filed as: LPL FINANCIAL CORPORATION Service code 49 · EIN 95-2834236	Other Services	$28,200
PRINCIPAL LIFE INSURANCE COMPANY11+ years Service code 13 · EIN 42-0127290	Contract Administrator	$18,120
THE ANGELL PENSION GROUP, INC.2 years Service code 13 · EIN 04-2530412	Contract Administrator	$13,440
CARON & BLETZER, PLLC11+ years Filed as: CARON & BLETZER Service code 10 · EIN 04-3499945	Accounting	$12,000
WILSHIRE ASSOCIATES INCORPORATED8 years Service code 27 · EIN 95-2755361	Advisory (Plan)	$0

Plan features & details

Pension benefit codes2E2J2G2K3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).

Expense breakdown

Schedule H Part II

Admin total

$19K

$121 / participant

Other / not subdivided$19K100.0%

% of EOY assets

0.091%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: CARON & BLETZER, PLLC
Auditor EIN: 043499945
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$105,410

$76,383+38.0%

$121,663-13.4%

$64,340+63.8%

Participation rate

94.2%

60.4%+33.8pp

74.5%+19.7pp

55.2%+39.0pp

Annual return

12.36%

16.98%-4.6pp

147.54%-135.2pp

24.14%-11.8pp

Employer contribution / active EE

$1,637

$1,943-15.7%

$3,020-45.8%

$1,862-12.1%

Participant deferral / active EE

$6,797

$3,149+115.8%

$4,887+39.1%

$2,980+128.1%

Admin fee / account holder

$96

$4,142-97.7%

$14,289-99.3%

$3,703-97.4%

Provider

Service type

Compensation

LPL FINANCIAL11+ years

Filed as: LPL FINANCIAL CORPORATION

Service code 49 · EIN 95-2834236

Other Services

$28,200

PRINCIPAL LIFE INSURANCE COMPANY11+ years

Service code 13 · EIN 42-0127290

Contract Administrator

$18,120

THE ANGELL PENSION GROUP, INC.2 years

Service code 13 · EIN 04-2530412

Contract Administrator

$13,440

CARON & BLETZER, PLLC11+ years

Filed as: CARON & BLETZER

Service code 10 · EIN 04-3499945

Accounting

$12,000

WILSHIRE ASSOCIATES INCORPORATED8 years

Service code 27 · EIN 95-2755361

Advisory (Plan)

INCOM, INC. PROFIT SHARING & RETIREMENT SAVINGS PLAN

Top hat statement on fileNQDC

Plan administrator

Plans declared (1)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

INCOM, INC. PROFIT SHARING & RETIREMENT SAVINGS PLAN

Top hat statement on fileNQDC

Plan administrator

Plans declared (1)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion