Retirement plan

INCOM, INC. PROFIT SHARING & RETIREMENT SAVINGS PLAN

Name: INCOM, INC. - INCOM, INC. PROFIT SHARING & RETIREMENT SAVINGS PLAN (2015) Form 5500
Creator: INCOM, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, INCOM, INC. PROFIT SHARING & RETIREMENT SAVINGS PLAN, INCOM, INC.

INCOM, INC.EIN 04-2483274Plan #001PY 2015

294 SOUTHBRIDGE ROAD - CHARLTON, MA 01507508-765-9151incomusa.comLinkedIn51-200 employeesglass, ceramics & concrete

Prospect flagsCorrective distributions

Top hat statement on fileNQDC

Filed November 21, 2025 (most recent of 2 filings on file)

Plan administrator

Plan administrator name— Sign in and upgrade to view

294 Southbridge Rd

Charlton, MA 01507

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Plans declared (1)

The Incom, Inc. Retention Bonus Plan15 emp

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Total assets (EOY)

$8.7M

No prior year

Total participants

175

No prior year

Average account balance

$50,378

No prior year

Annual return

-1.13%

No prior year

Benchmarks

See 1,746 peers

Peer group

Industry32 - Manufacturing

Plan typeDefined contribution

Participants100-249

Cohort1,746 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$18.58M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$95K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

195

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

92.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.23M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$8K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.37%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$48

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 5 by compensation

Provider	Service type	Compensation
CARON & BLETZER, PLLC1+ years Filed as: CARON & BLETZER Service code 10 · EIN 04-3499945	Accounting	$6,750
LPL FINANCIAL1+ years Filed as: LPL FINANCIAL CORPORATION Service code 49 · EIN 95-2834236	Other Services	$5,809
PRINCIPAL LIFE INSURANCE COMPANY1+ years Service code 13 · EIN 42-0127290	Contract Administrator	$4,464
THE ANGELL PENSION GROUP, INC.1+ years Filed as: THE ANGELL PENSION GROUP Service code 49	Other Services	$3,352
THE ANGELL PENSION GROUP, INC.1+ years Filed as: THE ANGELL PENSION GROUP INC Service code 49 · EIN 04-2530412	Other Services	$0

Plan features & details

Pension benefit codes2E2J2G2K3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$4K

$33 / participant

Contract admin$4K100.0%

% of EOY assets

0.052%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: CARON & BLETZER, PLLC
Auditor EIN: 043499945
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$50,378

$53,412-5.7%

$68,509-26.5%

$52,331-3.7%

Participation rate

97.8%

71.7%+26.1pp

74.7%+23.1pp

68.1%+29.7pp

Annual return

-1.13%

3.42%-4.6pp

8.27%-9.4pp

4.54%-5.7pp

Employer contribution / active EE

$1,355

$1,607-15.7%

$2,278-40.5%

$1,882-28.0%

Participant deferral / active EE

$3,617

$2,688+34.6%

$3,382+6.9%

$3,022+19.7%

Admin fee / account holder

$26

$461-94.4%

$5,275-99.5%

$592-95.6%

Provider

Service type

Compensation

CARON & BLETZER, PLLC1+ years

Filed as: CARON & BLETZER

Service code 10 · EIN 04-3499945

Accounting

$6,750

LPL FINANCIAL1+ years

Filed as: LPL FINANCIAL CORPORATION

Service code 49 · EIN 95-2834236

Other Services

$5,809

PRINCIPAL LIFE INSURANCE COMPANY1+ years

Service code 13 · EIN 42-0127290

Contract Administrator

$4,464

THE ANGELL PENSION GROUP, INC.1+ years

Filed as: THE ANGELL PENSION GROUP

Service code 49

Other Services

$3,352

THE ANGELL PENSION GROUP, INC.1+ years

Filed as: THE ANGELL PENSION GROUP INC

Service code 49 · EIN 04-2530412

Other Services

INCOM, INC. PROFIT SHARING & RETIREMENT SAVINGS PLAN

Top hat statement on fileNQDC

Plan administrator

Plans declared (1)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

INCOM, INC. PROFIT SHARING & RETIREMENT SAVINGS PLAN

Top hat statement on fileNQDC

Plan administrator

Plans declared (1)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion