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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,463 | $110,379+18.2% | $102,412+27.4% | $145,884-10.6% |
| Participation rate | 95.5% | 77.9%+17.5pp | 74.5%+21.0pp | 80.3%+15.2pp |
| Annual return | 10.88% | 24.84%-14.0pp | 24.94%-14.1pp | 551.85%-541.0pp |
| Employer contribution / active EE | $16,936 | $4,216+301.7% | $3,870+337.6% | $4,662+263.3% |
| Participant deferral / active EE | $447 | $5,622-92.0% | $5,060-91.2% | $6,690-93.3% |
| Admin fee / account holder | $10,400 | $9,745+6.7% | $8,388+24.0% | $13,392-22.3% |