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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,884 | $133,998-14.3% | $112,263+2.3% | $134,545-14.6% |
| Participation rate | 91.7% | 78.6%+13.1pp | 75.1%+16.6pp | 81.2%+10.4pp |
| Annual return | -17.59% | 47.17%-64.8pp | 27.49%-45.1pp | 418.37%-436.0pp |
| Employer contribution / active EE | $11,739 | $4,040+190.5% | $3,636+222.8% | $4,742+147.6% |
| Participant deferral / active EE | $271 | $5,292-94.9% | $4,729-94.3% | $6,401-95.8% |
| Admin fee / account holder | $2,899 | $7,493-61.3% | $6,410-54.8% | $11,431-74.6% |