Retirement plan

ROHTSTEIN CORP. OFFICE 401K PLAN AND TRUST

Name: ROHTSTEIN CORP. - ROHTSTEIN CORP. OFFICE 401K PLAN AND TRUST (2017) Form 5500
Creator: ROHTSTEIN CORP.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ROHTSTEIN CORP. OFFICE 401K PLAN AND TRUST, ROHTSTEIN CORP.

ROHTSTEIN CORP.EIN 04-2471765Plan #004PY 2017

P. O. BOX 2129, 70 OLYMPIA - WOBURN, MA 018880229781-935-8300rohtstein.comLinkedIn1-10 employeesfinancial services

Other plans on this EIN

4 filings

#001Retirement-$2.4M assets #002Retirement-$571K assets #003Retirement-$145K assets #005Retirement-$38K assets

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$1.6M

-0.9% from 2016

Total participants

-9.5% from 2016

Average account balance

$114,921

-0.9% from 2016

Annual return

13.23%

+6.38 pp from 2016

Benchmarks

See 22,202 peers

Peer group

Industry42 - Wholesale Trade

Plan typeDefined contribution

Participants<25

Cohort22,202 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$3.63M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$363K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

50.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$109K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$7K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+19.26%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$3491

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2G2J

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$315K

$18522 / participant

Other / not subdivided$315K100.0%

% of EOY assets

19.571%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$114,921

$144,130-20.3%

$117,861-2.5%

$147,586-22.1%

Participation rate

70.6%

83.4%-12.8pp

79.7%-9.1pp

82.8%-12.2pp

Annual return

13.23%

531.20%-518.0pp

335.11%-321.9pp

578.59%-565.4pp

Employer contribution / active EE

$4,897-100.0%

$3,786-100.0%

$4,876-100.0%

Participant deferral / active EE

$5,061

$5,316-4.8%

$4,482+12.9%

$5,439-6.9%

Admin fee / account holder

$22,491

$10,887+106.6%

$8,021+180.4%

$10,886+106.6%

ROHTSTEIN CORP. OFFICE 401K PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ROHTSTEIN CORP. OFFICE 401K PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion