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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $375,620 | $167,352+124.4% | $143,788+161.2% | $134,509+179.3% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -11.77% | 0.47%-12.2pp | -0.03%-11.7pp | 418.13%-429.9pp |
| Employer contribution / active EE | $4,490 | $5,620-20.1% | $4,952-9.3% | $4,741-5.3% |
| Participant deferral / active EE | $5,107 | $6,447-20.8% | $5,638-9.4% | $6,400-20.2% |
| Admin fee / account holder | $11,051 | $18,091-38.9% | $14,675-24.7% | $11,427-3.3% |