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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,326 | $140,592-52.1% | $123,106-45.3% | $125,388-46.3% |
| Participation rate | 80.0% | 88.2%-8.2pp | 86.8%-6.8pp | 83.2%-3.2pp |
| Annual return | 26.36% | 16.80%+9.6pp | 13.22%+13.1pp | 282.24%-255.9pp |
| Employer contribution / active EE | $893 | $6,041-85.2% | $5,151-82.7% | $4,866-81.7% |
| Participant deferral / active EE | $3,353 | $6,980-52.0% | $6,229-46.2% | $5,352-37.3% |
| Admin fee / account holder | $12,740 | $11,198+13.8% | $9,015+41.3% | $9,541+33.5% |