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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,174 | $57,312-47.4% | $86,617-65.2% | $75,181-59.9% |
| Participation rate | 42.4% | 63.2%-20.8pp | 71.7%-29.3pp | 67.2%-24.8pp |
| Annual return | 19.67% | 2672.78%-2653.1pp | 591.91%-572.2pp | 160.69%-141.0pp |
| Employer contribution / active EE | $771 | $2,315-66.7% | $3,023-74.5% | $2,671-71.1% |
| Participant deferral / active EE | $983 | $3,319-70.4% | $4,437-77.8% | $4,126-76.2% |
| Admin fee / account holder | $1,327 | $4,114-67.8% | $5,613-76.4% | $5,650-76.5% |