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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,307 | $162,812-60.5% | $133,971-52.0% | $158,966-59.5% |
| Participation rate | 94.1% | 83.2%+10.9pp | 79.8%+14.3pp | 82.0%+12.2pp |
| Annual return | 4.66% | 41.94%-37.3pp | 45.09%-40.4pp | 302.95%-298.3pp |
| Employer contribution / active EE | $5,448 | $4,976+9.5% | $3,919+39.0% | $4,762+14.4% |
| Participant deferral / active EE | $4,759 | $5,910-19.5% | $5,047-5.7% | $5,983-20.5% |
| Admin fee / account holder | $3,995 | $11,741-66.0% | $8,929-55.3% | $11,250-64.5% |