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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,348 | $152,612-61.1% | $125,192-52.6% | $152,897-61.2% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 5.25% | 54.85%-49.6pp | 43.79%-38.5pp | 345.43%-340.2pp |
| Employer contribution / active EE | $5,403 | $4,947+9.2% | $3,866+39.8% | $4,764+13.4% |
| Participant deferral / active EE | $5,152 | $5,868-12.2% | $4,937+4.4% | $5,851-11.9% |
| Admin fee / account holder | $16,572 | $13,437+23.3% | $9,704+70.8% | $11,599+42.9% |