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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,705 | $92,219-40.7% | $76,767-28.7% | $135,380-59.6% |
| Participation rate | 55.0% | 79.8%-24.8pp | 77.0%-22.0pp | 82.6%-27.6pp |
| Annual return | -4.46% | 5.46%-9.9pp | 2.43%-6.9pp | 519.81%-524.3pp |
| Employer contribution / active EE | $1,263 | $3,216-60.7% | $2,485-49.2% | $4,779-73.6% |
| Participant deferral / active EE | $2,737 | $4,508-39.3% | $3,852-28.9% | $5,609-51.2% |
| Admin fee / account holder | $20,542 | $10,749+91.1% | $6,675+207.7% | $10,828+89.7% |