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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,464 | $88,707-34.1% | $74,184-21.2% | $273,972-78.7% |
| Participation rate | 61.1% | 79.4%-18.3pp | 76.6%-15.5pp | 83.0%-21.9pp |
| Annual return | 5.32% | 11.94%-6.6pp | 17.74%-12.4pp | 41.46%-36.1pp |
| Employer contribution / active EE | $1,491 | $3,159-52.8% | $2,370-37.1% | $4,869-69.4% |
| Participant deferral / active EE | $2,633 | $4,212-37.5% | $3,550-25.8% | $5,287-50.2% |
| Admin fee / account holder | $522 | $8,717-94.0% | $5,586-90.7% | $10,133-94.9% |