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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,499 | $185,883+23.5% | $170,043+35.0% | $139,466+64.6% |
| Participation rate | 73.3% | 87.8%-14.4pp | 87.0%-13.7pp | 80.3%-7.0pp |
| Annual return | 18.34% | 60.54%-42.2pp | 53.40%-35.1pp | 373.66%-355.3pp |
| Employer contribution / active EE | $3,340 | $7,596-56.0% | $6,790-50.8% | $4,754-29.7% |
| Participant deferral / active EE | $6,910 | $11,626-40.6% | $10,410-33.6% | $6,712+2.9% |
| Admin fee / account holder | $19,672 | $15,393+27.8% | $12,824+53.4% | $11,409+72.4% |