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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,532 | $184,000+1.9% | $162,185+15.6% | $152,909+22.6% |
| Participation rate | 65.0% | 88.5%-23.5pp | 87.6%-22.6pp | 82.5%-17.5pp |
| Annual return | 25.55% | 150.80%-125.2pp | 115.61%-90.1pp | 345.46%-319.9pp |
| Employer contribution / active EE | $2,160 | $6,370-66.1% | $5,613-61.5% | $4,764-54.7% |
| Participant deferral / active EE | $4,860 | $8,033-39.5% | $7,297-33.4% | $5,851-16.9% |
| Admin fee / account holder | $68 | $13,124-99.5% | $10,844-99.4% | $11,601-99.4% |