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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,142 | $201,370-27.9% | $184,256-21.2% | $145,897-0.5% |
| Participation rate | 66.7% | 87.5%-20.8pp | 86.8%-20.2pp | 80.3%-13.6pp |
| Annual return | 13.23% | 29.05%-15.8pp | 28.85%-15.6pp | 552.29%-539.1pp |
| Employer contribution / active EE | $3,546 | $7,024-49.5% | $6,427-44.8% | $4,663-24.0% |
| Participant deferral / active EE | $7,474 | $9,808-23.8% | $9,133-18.2% | $6,689+11.7% |
| Admin fee / account holder | $200,761 | $16,364+1126.8% | $13,899+1344.4% | $13,390+1399.3% |