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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,100 | $115,814+80.5% | $101,275+106.5% | $158,982+31.5% |
| Participation rate | 87.5% | 79.4%+8.1pp | 75.8%+11.7pp | 82.0%+5.5pp |
| Annual return | 18.10% | 56.16%-38.1pp | 46.48%-28.4pp | 302.99%-284.9pp |
| Employer contribution / active EE | $7,025 | $4,176+68.2% | $3,660+91.9% | $4,763+47.5% |
| Participant deferral / active EE | $7,728 | $4,958+55.9% | $4,371+76.8% | $5,983+29.2% |
| Admin fee / account holder | $1,324 | $7,249-81.7% | $5,948-77.7% | $11,252-88.2% |