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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,695 | $106,003+127.1% | $92,236+161.0% | $147,585+63.1% |
| Participation rate | 42.9% | 80.4%-37.6pp | 76.5%-33.6pp | 82.8%-40.0pp |
| Annual return | 21.46% | 50.05%-28.6pp | 176.29%-154.8pp | 578.57%-557.1pp |
| Employer contribution / active EE | $5,741 | $4,333+32.5% | $3,679+56.0% | $4,876+17.7% |
| Participant deferral / active EE | $6,857 | $4,478+53.1% | $3,897+76.0% | $5,439+26.1% |
| Admin fee / account holder | $2,430 | $6,333-61.6% | $5,194-53.2% | $10,885-77.7% |