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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $463,137 | $183,516+152.4% | $155,534+197.8% | $145,884+217.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 10.84% | 61.43%-50.6pp | 64.92%-54.1pp | 551.85%-541.0pp |
| Employer contribution / active EE | $4,837 | $5,315-9.0% | $4,675+3.5% | $4,662+3.7% |
| Participant deferral / active EE | $8,349 | $6,467+29.1% | $5,630+48.3% | $6,690+24.8% |
| Admin fee / account holder | $26,182 | $19,293+35.7% | $15,900+64.7% | $13,392+95.5% |