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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $379,732 | $95,415+298.0% | $185,851+104.3% | $85,851+342.3% |
| Participation rate | 100.0% | 68.8%+31.2pp | 81.7%+18.3pp | 69.3%+30.7pp |
| Annual return | 10.29% | 23.59%-13.3pp | 122.11%-111.8pp | 318.63%-308.3pp |
| Employer contribution / active EE | $7,811 | $3,314+135.7% | $5,168+51.1% | $2,565+204.5% |
| Participant deferral / active EE | $6,768 | $3,424+97.7% | $5,569+21.5% | $3,952+71.2% |
| Admin fee / account holder | $70,064 | $7,215+871.1% | $16,245+331.3% | $6,261+1019.1% |