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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY3 years Service code 55 · EIN 26-4310632 | Other Commissions | $29,971 |
Service code 37 · EIN 04-2647786 | Loan Processing | $881 |
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,988 | $86,692+24.6% | $119,634-9.7% | $66,949+61.3% |
| Participation rate | 74.3% | 75.6%-1.3pp | 79.3%-5.0pp | 69.8%+4.5pp |
| Annual return | -18.00% | -8.00%-10.0pp | -14.98%-3.0pp | 1.57%-19.6pp |
| Employer contribution / active EE | $2,842 | $2,536+12.1% | $4,232-32.9% | $2,545+11.7% |
| Participant deferral / active EE | $6,317 | $4,360+44.9% | $5,601+12.8% | $4,239+49.0% |
| Admin fee / account holder | $8 | $755-99.0% | $10,329-99.9% | $594-98.7% |