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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,101 | $86,288+14.8% | $111,306-11.0% | $85,851+15.4% |
| Participation rate | 65.3% | 73.3%-8.0pp | 77.3%-12.0pp | 69.3%-4.0pp |
| Annual return | 27.95% | 19.99%+8.0pp | 54.67%-26.7pp | 318.63%-290.7pp |
| Employer contribution / active EE | $571 | $2,044-72.0% | $2,732-79.1% | $2,565-77.7% |
| Participant deferral / active EE | $3,128 | $3,641-14.1% | $4,488-30.3% | $3,952-20.9% |
| Admin fee / account holder | $0 | $8,189-100.0% | $7,966-100.0% | $6,261-100.0% |