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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,772 | $72,486-1.0% | $87,103-17.6% | $72,976-1.7% |
| Participation rate | 78.8% | 72.8%+6.0pp | 76.9%+1.9pp | 69.5%+9.3pp |
| Annual return | 6.17% | 24.46%-18.3pp | 28.19%-22.0pp | 81.02%-74.8pp |
| Employer contribution / active EE | $4,040 | $1,894+113.3% | $2,521+60.2% | $2,440+65.6% |
| Participant deferral / active EE | $737 | $3,270-77.5% | $4,049-81.8% | $3,608-79.6% |
| Admin fee / account holder | $2,748 | $5,055-45.6% | $7,491-63.3% | $5,124-46.4% |