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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,189 | $86,949+31.3% | $102,460+11.4% | $80,959+41.0% |
| Participation rate | 71.1% | 72.4%-1.3pp | 76.5%-5.4pp | 67.7%+3.4pp |
| Annual return | 5.50% | 18.89%-13.4pp | 29.47%-24.0pp | 35.67%-30.2pp |
| Employer contribution / active EE | $388 | $2,370-83.6% | $3,025-87.2% | $2,757-85.9% |
| Participant deferral / active EE | $2,194 | $4,121-46.8% | $5,056-56.6% | $4,300-49.0% |
| Admin fee / account holder | $642 | $8,048-92.0% | $9,460-93.2% | $6,925-90.7% |