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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,189 | $86,938+31.3% | $102,423+11.5% | $80,925+41.1% |
| Participation rate | 71.1% | 72.4%-1.3pp | 76.5%-5.4pp | 67.7%+3.5pp |
| Annual return | 5.50% | 18.89%-13.4pp | 29.42%-23.9pp | 35.65%-30.2pp |
| Employer contribution / active EE | $388 | $2,369-83.6% | $3,023-87.2% | $2,756-85.9% |
| Participant deferral / active EE | $2,194 | $4,120-46.8% | $5,054-56.6% | $4,299-49.0% |
| Admin fee / account holder | $642 | $8,053-92.0% | $9,455-93.2% | $6,940-90.8% |