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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,281 | $112,121+57.2% | $95,960+83.7% | $158,966+10.9% |
| Participation rate | 71.4% | 79.0%-7.6pp | 77.1%-5.7pp | 82.0%-10.5pp |
| Annual return | 9.65% | 171.16%-161.5pp | 91.63%-82.0pp | 302.95%-293.3pp |
| Employer contribution / active EE | $2,056 | $3,199-35.7% | $2,541-19.1% | $4,762-56.8% |
| Participant deferral / active EE | $10,607 | $4,784+121.7% | $4,167+154.6% | $5,983+77.3% |
| Admin fee / account holder | $10,258 | $10,135+1.2% | $6,797+50.9% | $11,250-8.8% |