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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,614 | $88,707+16.8% | $74,184+39.7% | $273,972-62.2% |
| Participation rate | 71.4% | 79.4%-8.0pp | 76.6%-5.2pp | 83.0%-11.6pp |
| Annual return | 7.31% | 11.94%-4.6pp | 17.74%-10.4pp | 41.46%-34.1pp |
| Employer contribution / active EE | $1,799 | $3,159-43.1% | $2,370-24.1% | $4,869-63.1% |
| Participant deferral / active EE | $7,036 | $4,212+67.1% | $3,550+98.2% | $5,287+33.1% |
| Admin fee / account holder | $689 | $8,717-92.1% | $5,586-87.7% | $10,133-93.2% |