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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,826 | $50,947-14.0% | $74,549-41.2% | $64,173-31.7% |
| Participation rate | 81.4% | 61.1%+20.3pp | 69.1%+12.2pp | 69.6%+11.8pp |
| Annual return | -5.95% | -1.85%-4.1pp | 32.53%-38.5pp | 7.63%-13.6pp |
| Employer contribution / active EE | $612 | $1,115-45.1% | $1,961-68.8% | $2,381-74.3% |
| Participant deferral / active EE | $4,998 | $2,302+117.1% | $3,108+60.8% | $3,470+44.0% |
| Admin fee / account holder | $14,883 | $4,221+252.6% | $5,059+194.2% | $4,887+204.5% |