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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,078 | $77,920-6.2% | $149,723-51.2% | $75,177-2.8% |
| Participation rate | 42.9% | 65.6%-22.7pp | 78.8%-35.9pp | 67.2%-24.3pp |
| Annual return | 15.85% | 31.72%-15.9pp | 134.50%-118.7pp | 160.75%-144.9pp |
| Employer contribution / active EE | $1,321 | $3,138-57.9% | $4,821-72.6% | $2,671-50.5% |
| Participant deferral / active EE | $2,538 | $3,411-25.6% | $5,682-55.3% | $4,126-38.5% |
| Admin fee / account holder | $1,124 | $5,951-81.1% | $13,215-91.5% | $5,651-80.1% |